We Fight for You When Insurance Falls Short

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Injured by an Uninsured or Underinsured Motorist? We’ve Got You Covered.

It’s bad enough when an accident happens, but when the other motorist doesn’t have insurance, it’s a whole new level of frustration. You shouldn’t be left dealing with the costs on your own. At Campos Law, we take on the fight for you, making sure you get the compensation you deserve, even when the other motorist’s coverage is lacking—or nonexistent. Let us deal with the insurance companies while you focus on getting better.

Why You Need an Attorney for an Uninsured or Underinsured Motorist Case

Navigating Complex Insurance Rules:

Uninsured or underinsured motorist claims can get tricky, especially when your own insurance company is involved. We know the ins and outs of these cases and make sure you don’t get shortchanged.

Maximizing Your Compensation:

Medical bills, lost wages, property damage—there’s a lot to cover when you’re hurt in an accident. We’ll fight to make sure every bit of it is accounted for and that you get what you deserve.

Standing Up to Insurance Companies:

Even your own insurance company can try to pay less than what you’re owed. We push back hard to make sure they honor your policy and cover your losses.

Our Approach to Winning Your Uninsured/Underinsured Motorist Case

Free Consultation:

It all starts with a no-cost, no-obligation consultation. We’ll review the details of your case and explain your options clearly, so you know what to expect.

Thorough Investigation:

We leave no stone unturned. Our team gathers all necessary evidence, including police reports, medical records, and witness statements, to build a solid case.

Insurance Coordination:

We’ll work with your insurance company to ensure your uninsured/underinsured motorist coverage is fully utilized and you receive the maximum payout.

Aggressive Negotiation:

We negotiate fiercely with insurance companies, ensuring they pay every dollar you’re owed.

Why Do Uninsured/Underinsured Motorist Accidents Happen?

Uninsured Motorists:
Some motorists ignore the law and hit the road without insurance. We make sure you’re not left paying for their mistake.
Motorists with Insufficient Coverage:
Sometimes motorists carry the minimum coverage, which may not be enough to cover serious accidents. We fight to get you the compensation you need through other legal avenues.
Hit-and-Run Accidents:
If the motorist flees the scene and can’t be identified, your uninsured motorist coverage can help. We’ll make sure your insurance company holds up their end of the deal.
Insurance Lapses:
Some motorists lose coverage due to missed payments or other issues. That doesn’t mean you should be left with the bill. We’ll fight to get you the compensation you deserve.

Serious Accidents Deserve Serious Legal Action

Medical Expenses:
Even a minor accident can result in costly medical bills. We fight to make sure every medical expense, past and future, is fully compensated.
Lost Wages:
When an accident leaves you unable to work, we make sure your lost income is accounted for in your claim.
Property Damage:

Your vehicle and other property can be expensive to repair or replace. We’ll ensure that your properity damage is covered to the maximum extent.

Pain and Suffering:
Being injured by an uninsured motorist brings more than just financial stress. We fight to ensure your pain, stress, and suffering are taken into account.
Future Care Costs:
Injuries from an accident may require long-term care. We fight to make sure those future costs are included in your compensation.

Contact Us Now.

We could tell you all day about what we do but call us instead so we can explain the intricacies of the personal injury process.

Uninsured/Underinsured Motorist FAQs

Uninsured/underinsured motorist coverage is part of your own insurance policy that protects you if the other motorist doesn’t have insurance or doesn’t have enough to cover your losses. We’ll help you navigate this coverage and make sure you get compensated.

Yes, through your own uninsured motorist coverage or other legal options. We’ll explore every avenue available for compensation.

Unfortunately, this can happen. We’ll step in and negotiate with your insurance company to make sure they honor your policy and pay what you’re owed.

There are time limits for filing uninsured/underinsured motorist claims, so it’s important to act quickly. We’ll ensure your claim is filed on time and your rights are protected.

If the other motorist’s insurance falls short, we’ll work with your underinsured motorist coverage to make sure you get the compensation you need.

Know Your Rights. Protect Your Future.​

What Types of Legal Claims Arise Under Personal Injury Law?

Personal injury law dictates who exactly you can make a claim against when something goes wrong.

What Must You Prove to Win a Personal Injury Case?

If you are a plaintiff, you must prove a defendant is liable to you in order to prevail in a personal injury case.

What Damages Can You Receive in a Personal Injury Claim?

If you successfully make your case under personal injury law, you are entitled to be “made whole.”